Karem Wintourd Penn, Author at Miami time press

Slovakia: automotive CSR boosting training and plant safety

Social Responsibility

Automotive CSR in Slovakia: Enhancing Training & Safety

Karem Wintourd Penn

Slovakia is one of Europe’s most concentrated car-producing nations, with a dense network of global manufacturers and suppliers. That industrial concentration gives corporate social responsibility (CSR) and workplace safety outsized…

Kingston, in Jamaica: How entrepreneurs build credit history when collateral is limited

Investments and Business

Jamaican Entrepreneurs: Credit History Solutions Despite Limited Collateral

Karem Wintourd Penn

Kingston is Jamaica’s commercial heart: informal trade corridors, creative microbusinesses, vibrant hospitality and services sectors, and an expanding fintech landscape. Many entrepreneurs in Kingston lack traditional collateral such as land…

When carbon capture helps and when it distracts

Investments and Business

Corporate Strategy in the Age of Carbon Markets: Allocation Insights

Karem Wintourd Penn

Carbon markets have moved from a niche policy instrument to a central force shaping how corporations plan, invest, and compete. As governments expand emissions trading systems and voluntary carbon markets…

Spain: CSR initiatives strengthening labor inclusion and work-life balance

Social Responsibility

Spain’s CSR Efforts: Work-Life Balance and Inclusion

Karem Wintourd Penn

Over the last decade Spain has seen a convergence of regulatory change, corporate commitment, and civil society action that positions corporate social responsibility (CSR) as a central lever for improving…

Argentina: cómo se valora el riesgo político y los controles de capital en el retorno esperado

Investments and Business

Argentina: Political Risk, Capital Controls, & Investor Returns

Karem Wintourd Penn

Argentina exemplifies how investors reinterpret political ambiguity and capital controls into higher required returns, inconsistent price behavior, and complex hedging strategies. Ongoing macroeconomic instability, repeated sovereign debt restructurings, stretches of…

Amazon.com: LLLY - Pijama de algodón para parejas recién casadas ...

Culture and Entertainment

A Guide to Personal Shoppers

Karem Wintourd Penn

A personal shopper is a professional who supports clients during their buying choices, typically involving fashion, luxury items, or thoughtful presents, and the position seeks to simplify each shopping experience…

What signals indicate a business has durable pricing power?

Investments and Business

The Hallmarks of Lasting Business Pricing Power

Karem Wintourd Penn

Durable pricing power refers to a company’s long-term capacity to lift prices or preserve margins without significantly weakening demand, eroding customer loyalty, or undermining its competitive standing. Rather than reflecting…

How are confidential computing and secure enclaves being adopted?

Science and Technology

What’s Next for Confidential Computing & Secure Enclaves?

Karem Wintourd Penn

Confidential computing represents a security approach that safeguards data while it is actively being processed, addressing a weakness left by traditional models that primarily secure data at rest and in…

What are the main hurdles to mainstream adoption of tokenized securities?

Investments and Business

Mainstream Tokenized Securities: What’s Holding Them Back?

Karem Wintourd Penn

Tokenized securities refer to familiar financial instruments including equities, bonds, real estate interests, or investment funds that are digitally represented on a blockchain. Each token reflects ownership rights and economic…